Most sailboats and sailing yachts are financed by traditional boat loans. In some cases, however, leasing may also make sense. Whether leasing a boat or financing a yacht, we have both types of boat financing available for our customers. Do you have any questions about the financing of your sailing yacht? We would be happy to advise you on which financial model is right for you.
Among other things, the place of delivery and the operating range of your yacht or boat are decisive for the type of financing.
Basically, we offer customers financing for the purchase of all sailboats, catamarans and sailing yachts that have been mass-produced and are up to 12 years old. Self-made, former commercial ships, prototypes and one-offs are unfortunately excluded from boat financing because we cannot reliably determine the resale value.
Whether you want to sail around the world with your sailing yacht, participate in regattas or enter the charter business with your boat: we have the right financial plan for you. However, the different uses of the boat may also result in different requirements for your financing: for example, the sales tax can become a relevant topic when sailing around the world. In the case of regatta yachts, several suppliers and thus billers may have to be taken into account when making the payment. And in the charter area, you should keep an eye on the terminability of the yacht financing and flag.
Yacht financing is often issued to the customer as a consumer. We only accept well-established charter companies and boat dealers as corporate customers.
Rood-wit-blauw for the Dutch, the Tricolore for the French and the Adenauer for the Germans: flags follow boat registration, and registration should conform to consumer credit law whenever possible. For linguistic reasons alone, it is advisable for the borrower to choose a flag whose national language he speaks. Therefore, the financing when purchasing is usually set up in such a way that the consumer credit law, registration law and flag law are based on the same legal system. Usually the easy way is the best. But there are exceptions that result from the operating range (charter) and berth or a combination of these two criteria. We decide on a, individual basis, in close consultation with the customer.
Contact us, we look forward to advising you!
Credit – an overview of boat financing:
Have you always dreamed of buying your own yacht or are you looking for a new boat? Then go boating is the place for you. We offer private individuals a loan to finance their yacht or boat. Unlike your bank or financier, we specialise in boat financing and can offer you maximum transparency and flexibility. You can use our loan calculator to find a loan that suits your needs.
As a customer, you arrange the term of your loan individually and decide for yourself how many years you should finance your boat for. With go boating, the term is between three and twelve years, depending on the size of the monthly rate you choose. In principle, a long term also means a lower monthly payment. The financing or the monthly rate can be adjusted at any time, so that you remain financially flexible despite buying a yacht or a boat.
Under loan request you can find out how you can optimally adapt a financial plan and request an offer for a loan from us. Detailed information on boat financing with a loan for new or used yachts can be found here.
Leasing at a glance – how you can benefit from leasing a boat or yacht:
We recommend leasing as optimal financing for all customers who either do not have the entire sum needed to purchase, their capital is not tied up or want to exchange their yacht for a new one quickly and easily after several years.
For financing, we at go boating offer you French leasing. Benefit from VAT regulations and save on paying monthly instalments outside EU waters. When financing through leasing, go boating offers you a term of between 4 and 12 years with a minimum down payment of 30% of the purchase price. All other conditions and requirements for French leasing can be found here.
If you have any questions about the financing of new and used sailing yachts and boats, please do not hesitate to contact us.